Archive for August, 2016

When Passive Income Isn’t So Passive

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The data is in, and it isn’t pretty. The vast majority of people over 50 don’t have sufficient retirement savings.  On top of that, they don’t have enough time left to save their way out of trouble. Building enduring income streams is clearly a smart answer, as finance reporter Abby Hayes wrote in a recent piece called “4 Ways to Create a Passive Income in Retirement.”  The trouble is that what she considers passive is Read More

Rethinking the Retirement Savings Strategy

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“Should You Save Enough to Live to 100?”  Liz Weston, writing in NerdWallet, recently posed this question. “First,” she wrote, “you were supposed to die at 85. Then 90. Now 95 and even 100 are common defaults when financial planners tell people how much to save for retirement.  Except that’s nuts. In the U.S., the typical man at age 65 is expected to live another 18 years. The typical woman, about 20. Yet many financial Read More

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